Key features and benefits

Buildings cover

• Unlimited Buildings sum insured cover (up to a maximum rebuild cost of £1,000,000)
• Alternative accommodation cover up to 3 years should your home not be habitable because of loss or damage covered in the policy
• Public Liability insurance up to £5,000,000.

Contents cover

• Cover for your contents and valuables from £75,000 up to £300,000
• Cover for accidental loss or damage to your contents while in your home or while temporarily removed anywhere in the world up to the sum insured
• Generous total limit for valuables of up to 40% of the contents sum insured and a single item limit of £15,000 for any one unspecified item of valuables or personal effects
• New purchases of contents are automatically covered providing we are notified within 30 days of the date you acquired them, up to £25,000 per item
• Business equipment cover up to the value of £15,000 and up to £2,500 for business stock for people working from home
• Automatic cover for garden furniture and plants up to £5,000 for any one claim
• Loss or damage to money up to £2,500
• Personal liability up to £5,000,000
• 'Warranty free' security requirements.

Optional cover

• Home Assistance up to £1,000
• Family legal protection now up to £100,000.