Minifleet choice policy wording
Download the document (PDF 425KB)
Can't login to the Extranet? - If you've forgotten either your username or password we can help. See the guidance below.
Cover options for each vehicle:
Vehicle types:
The key points are:
Please get in touch to discuss EV fleet business.
Standard cover | Cover offered |
---|---|
Legal liability to Others |
Unlimited |
Personal injury |
Unlimited |
Damage to property following an accident involving a vehicle covered by the policy |
Up to: £20,000,000 in respect of private cars £2,000,000 in respect of any vehicle carrying Hazardous Goods £10,000,000 for vehicles other than private cars £5,000,000 costs and expenses for any one claim or any one event |
Manslaughter defence costs |
Up to £5,000,000 for any one event or during any one period of insurance |
Emergency treatment cover |
Yes |
Trailers and mechanically disabled vehicles |
Within the limits specified |
Indemnity to principles |
Within the limits specified |
Unauthorised movement |
Within the limits specified |
Unauthorised movement |
Within the limits specified |
Contingent liability |
Within the limits specified |
Cross liabilities |
Within the limits specified |
Service or repair |
Yes |
European cover |
Yes |
Vehicle breakdown referral service |
Yes |
Uninsured loss recovery |
Up to £100,000 for all claims arising out of one event |
Included with Comprehensive cover option | Cover offered |
---|---|
Loss of or damage to your vehicle |
Up to the market value of your vehicle including attached accessories and spare parts |
Windscreen and window replacement |
Yes |
Personal accident |
£2,500 for any one incident |
Medical expenses |
Up to £250 per person injured |
Personal effects |
Up to £250 any one claim |
Our SME Business Team is ready to help you trade larger risks, or if you need a bespoke solution to meet specific customer requirements.
Extranet | Acturis | Open GI Commercial Lines SME | Applied |
---|---|---|---|
Yes |
Yes |
Yes |
Yes |
eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.
Yes, we can accept young drivers subject to certain criteria including fleet size, vehicle type, vehicle rating and age and experience of drivers.
The car will require a tracker if it has a grouping over 40 and is worth over £50,000. If a tracker is applied, full details of the endorsement will be found on the quotation documents.
We can include vehicles owned by Directors. You will be able to enter the name of the Director when selecting the vehicle owner description.
Hire & Reward is not something we accept online.
The maximum acceptable individual vehicle value on our Minifleet product is £150,000 for business cars, £150,000 for Goods Carrying Vehicles and £75,000 for agricultural and special type vehicles.
We cannot offer cover for new ventures as we require a minimum level of confirmed claims experience to have been earned previously in the same name or legal entity as the proposer.
If you have a question, need support or want a fast decision on a referral, contact the Self-Serve Online team and we’ll do our best to help.
If you know your Username, but have forgotten your password, you can use the password reset option. Enter your Username details (note, this is not your email address) and click 'Forgotten your password' on the log on page.
If you've forgotten your Username, you can click 'Forgotten your User ID'. Enter your email address and if our records match, your Username will be emailed to you.
If you're still experiencing problems accessing the system, please call our Agency team 01253 683122.
Key reasons to register: