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Trade group motor trade

Motor Trade

Download our new Motor Trade guide

Download our new guide which takes a closer look at the benefits of AXA Motor Trade, including sections on our:

  • Standard and Vantage Motor Trade offerings
  • Dedicated Motor Trade underwriting team
  • Underwriting approach and appetite, with guidance on specific trades
  • Specialist Motor Trade claims team
  • Business Resilience solutions
Download the PDF guide

Our risk appetite

We’re keen to write more:

  • Bodywork repairers
  • Franchised dealers
  • Windscreen/sunroof fitting specialists
  • Classic/vintage/veteran car specialists
  • Mechanics/auto-electricians
  • Specialist fitters (clutch, gearbox, brakes and exhaust)
  • Car/motorcycle/small van sales/service/repairers
  • Motorcycle franchised dealers
  • Tyre, battery and/or exhaust fitters
  • Commercial vehicle sign writing
  • MOT testing stations
  • Car supermarkets and vehicle sales only
  • Vehicle alarm/security systems specialists

What we offer

Our Motor Trade product offers extensive cover as standard across:

  • Material Damage
  • Road Risks
  • Public & Products Liability

Bespoke sector cover

Tailored to this sector we offer cover for:

  • Optional full theft cover not restricted to forcible and violent entry
  • Commercial loads of customer vehicles
  • Contents of customer vehicles
  • Exhibitions
  • Suspension or withdrawal of MOT testing license
  • Theft of vehicles stolen with keys
  • Automatic seasonal increases for vehicles during peak registration periods
  • Financial losses on damaged new vehicles
  • Theft of motor vehicles by deception
  • New vehicle replacement for own and customers vehicles
  • A complete range of driving and use options

Motor Trade documents

Use the button below to view and download our motor trade documents.

View policy documents



Helping clients reduce risk

Our in-house team of 50 UK based Business Resilience experts are experienced in all aspects of motor trade risk management.



Guidance on security of vehicles and tools: Including key storage.





Vehicle flood risk management: If premises in a flood zone as part of a chain of premises.




Manual handling: We work with Pristine Condition Services who assess manual handling exposures and procedures.




Slips and trips: We work with Slip Safety Services assisting with prevention of slips and trips associated with volume of people traffic.




Vetting business activities: We’re able to establish activities of the Insured to counteract fraud potential.




Building valuation service: Removes the average condition for buildings and reduces the risk of under insurance.




Claims

We aim to be indisputably and consistently the best claims team in the UK. We offer:

  • Specialist Motor Trade handlers all in one team
  • PADS Notification Process – we can contact the customer when their vehicle has been recovered following a theft
  • Specialist Credit Hire handlers reducing costs down through “Live Hire”
  • Fraud strategies – late notified and low speed impact claims are robustly challenged

Our Motor Trade contacts

View contacts

Giving you more



rradar: We’ve also teamed up with rradar, a law firm that offers free expert legal, regulatory and risk management advice. They help clients proactively understand and manage their risks before they become a problem and navigate them over any legal hurdles, should any arise.